House bill · 114th Congress · Did not become law
Where it went
- IntroducedFeb 3, 2015
- Committee actionMar 26, 2015
- Passed HouseApr 14, 2015 · 286–140
- Passed Senate—
- To the President—
- Became law—
Latest action: Apr 16, 2015 — Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 114-49.
Cost and committee reports
Official records Congress.gov attaches to H.R. 685.
- CBO cost estimateThe Congressional Budget Office published “H.R. 685, Mortgage Choice Act of 2015” on April 6, 2015. CBO’s description reads “As ordered reported by the House Committee on Financial Services on March 26, 2015”.Read the CBO estimate ↗Source: Congressional Budget Office, April 6, 2015 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/50083
- CBO publication date
- April 6, 2015
- Congress.gov bill record
- H.R. 685, 114th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/114/hr/685
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 22, 2026
- Stored copy, SHA-256 of the file
bc69c5d04bc130e7eed7a5c03564abe5aea4fec8b8bc371e0bb1060596c60452
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 114-54 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on April 6, 2015.Source: Congress.gov, reported April 6, 2015 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/114/HRPT/54
- Congress.gov bill record
- H.R. 685, 114th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/114/hr/685
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 22, 2026
- Stored copy, SHA-256 of the file
bc69c5d04bc130e7eed7a5c03564abe5aea4fec8b8bc371e0bb1060596c60452
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. HUIZENGA of Michigan, as printed in the Congressional Record (Vol. 161, No. 18, February 3, 2015, Page H757):Article I, Section 8, Clause 3.Source: Congress.gov, Congressional Record February 3, 2015 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 31 characters
- Congress.gov bill record
- H.R. 685, 114th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/114/hr/685
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 22, 2026
- Stored copy, SHA-256 of the file
bc69c5d04bc130e7eed7a5c03564abe5aea4fec8b8bc371e0bb1060596c60452
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
From the Congress.gov bill record for H.R. 685, last updated April 7, 2025. PORKER’s copy was retrieved September 22, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
37 cosponsors — 30 Republicans, 7 Democrats
7 of 37 cosponsors (19%) are from the other party.
Dan Benishek (R-MI), Rod Blum (R-IA), Mo Brooks (R-AL), Bradley Byrne (R-AL), Earl Carter (R-GA), Emanuel Cleaver (D-MO), Ryan Costello (R-PA), Mike Doyle (D-PA), Sean Duffy (R-WI), Stephen Fincher (R-TN), Michael Fitzpatrick (R-PA), J. Forbes (R-VA), Brett Guthrie (R-KY), Richard Hanna (R-NY), David Joyce (R-OH), Peter King (R-NY), John Kline (R-MN), Betty McCollum (D-MN), Patrick McHenry (R-NC), Gregory Meeks (D-NY), Mick Mulvaney (R-SC), Patrick Murphy (D-FL), Erik Paulsen (R-MN), Robert Pittenger (R-NC), Dennis Ross (R-FL), Keith Rothfus (R-PA), Ed Royce (R-CA), Aaron Schock (R-IL), David Scott (D-GA), F. Sensenbrenner (R-WI) and 7 more.
More from the sponsor
Other 114th Congress bills sponsored by Rep. Bill Huizenga.
- H.R. 3189 (114th) FORM Act of 2015
- H.R. 5711 (114th) No U.S. Financing for Iran Act
- H.R. 1698 (114th) Bullion and Collectible Coin Production Efficiency and Cost Savings Act
- H.R. 414 (114th) Burdensome Data Collection Relief Act
- H.R. 1613 (114th) Federal Vehicle Repair Cost Savings Act of 2015
- H.R. 686 (114th) Small Business Mergers, Acquisitions, Sales, and Brokerage Simplification Act of 2015
Sponsor’s state and district
Data as of Sep 22, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.