House bill · 113th Congress · Did not become law
Responsible Consumer Financial Protection Regulations Act of 2013
Open in Bill Explorer →Where it went
- IntroducedJun 20, 2013
- Committee actionNov 21, 2013
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Feb 6, 2014 — Placed on the Union Calendar, Calendar No. 255.
Cost and committee reports
Official records Congress.gov attaches to H.R. 2446.
- CBO cost estimateThe Congressional Budget Office published “H.R. 2446, Responsible Consumer Financial Protection Regulations Act of 2013” on February 6, 2014. CBO’s description reads “As ordered reported by the House Committee on Financial Services on November 21, 2013”.Read the CBO estimate ↗Source: Congressional Budget Office, February 6, 2014 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/45085
- CBO publication date
- February 6, 2014
- Congress.gov bill record
- H.R. 2446, 113th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/113/hr/2446
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 23, 2026
- Stored copy, SHA-256 of the file
4966f948c97ac9adf02d74cce821650c62eca846ae8c395018b80f6ca2263ac0
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 113-345 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on February 6, 2014.Source: Congress.gov, reported February 6, 2014 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/113/HRPT/345
- Congress.gov bill record
- H.R. 2446, 113th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/113/hr/2446
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 23, 2026
- Stored copy, SHA-256 of the file
4966f948c97ac9adf02d74cce821650c62eca846ae8c395018b80f6ca2263ac0
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. JOHNSON of Ohio, as printed in the Congressional Record (Pages H7252-H7253):According to Article I, Section 8, Clause 3 of the Constitution: The Congress shall have power to enact this legislation to regulate commerce with foreign nations, and among the several states, and with the Indian tribes. ADDITIONAL SPONSORS Under clause 7 of rule XII, sponsors were added to public bills and resolutions as follows: H.R. 120: Ms. Edwards. H.R. 259: Mr. Kingston. H.R. 270: Mr. Ellison and Mr. Honda. H.R. 274: Mr. Keating. H.R. 351: Mr. McKeon. H.R. 543: Mr. Bishop of New York. H.R. 647: Mr. Mulvaney, Mr. Austin Scott of Georgia, Mr. Collins of Georgia, and Ms. Jackson Lee. H.R. 669: Mrs. Christensen. H.R. 676: Ms. McCollum. H.R. 685: Mr. Vela, Mr. Messer, Mr. Duncan of…Source: Congress.gov, record updated April 7, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 3,716 characters
- Congress.gov bill record
- H.R. 2446, 113th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/113/hr/2446
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 23, 2026
- Stored copy, SHA-256 of the file
4966f948c97ac9adf02d74cce821650c62eca846ae8c395018b80f6ca2263ac0
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
From the Congress.gov bill record for H.R. 2446, last updated April 7, 2025. PORKER’s copy was retrieved September 23, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
15 cosponsors — 15 Republicans
0 of 15 cosponsors (0%) are from the other party.
Jo Bonner (R-AL), Mo Brooks (R-AL), Tom Cotton (R-AR), Stephen Fincher (R-TN), Lynn Jenkins (R-KS), Peter King (R-NY), John Kline (R-MN), Gary Miller (R-CA), Mick Mulvaney (R-SC), Keith Rothfus (R-PA), Ed Royce (R-CA), David Schweikert (R-AZ), Steve Stivers (R-OH), Ann Wagner (R-MO), Kevin Yoder (R-KS).
More from the sponsor
Other 113th Congress bills sponsored by Rep. Spencer Bachus.
- H.R. 5421 (113th) Financial Institution Bankruptcy Act of 2014
- H.R. 2542 (113th) Regulatory Flexibility Improvements Act of 2013
- H.J.Res. 47 (113th) Proposing an amendment to the Constitution of the United States giving Congress power to prohibit the physical desecration of the flag of…
- H.R. 5320 (113th) To direct the Attorney General to provide State officials with access to criminal history information with respect to certain financial…
- H.Res. 528 (113th) Expressing support for designation of March 2014 as "National Multiple Myeloma Awareness Month".
- H.R. 2379 (113th) Qualified Mortgage Loan Originator Transitional Authority Act of 2013
Sponsor’s state and district
Data as of Sep 23, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.