House bill · 119th Congress · Latest step: Introduced
FAIR Credit Act
Official title: To amend the Fair Credit Reporting Act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand access to tools to protect vulnerable consumers from identity theft, fraud, or a related crime, and protect victims from further harm, and for other purposes.
Sponsor: Rep. Rashida Tlaib D-MIWhere it went
- IntroducedJul 9, 2026
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jul 21, 2026 — Sponsor introductory remarks on measure. (CR H4694-4695)
Cost and committee reports
Official records Congress.gov attaches to H.R. 9639.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. TLAIB, as printed in the Congressional Record (Vol. 172, No. 112, July 9, 2026, Page H4381):Congress has the power to enact this legislation pursuant to the following: Article 1, Section 1 of the Constitution.Source: Congress.gov, Congressional Record July 9, 2026 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 117 characters
- Congress.gov bill record
- H.R. 9639, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/9639
- Record last updated by Congress.gov
- July 23, 2026
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
1bdf706cd13b5e62440f620d92e149e00fde56db743679cfbf8bf921dde33c05
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of July 23, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 9639, last updated July 23, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
3 cosponsors — 3 Democrats
0 of 3 cosponsors (0%) are from the other party.
André Carson (D-IN), Eleanor Norton (D-DC), Melanie Stansbury (D-NM).
More from the sponsor
Other 119th Congress bills sponsored by Rep. Rashida Tlaib.
- H.R. 4966 (119th) Stop Price Gouging in Grocery Stores Act of 2025
- H.R. 9374 (119th) Find Our Families Act of 2026
- H.Con.Res. 108 (119th) Directing the President pursuant to section 5(c) of the War Powers Resolution to remove United States Armed Forces from hostilities in…
- H.R. 7637 (119th) Head Start for America’s Children Act
- H.R. 4152 (119th) Safe Storage Saves Lives Act
- H.R. 10040 (119th) No TSA Data for ICE Act
Related bills
- H.R. 5180 (118th) Restoring Unfairly Impaired Credit and Protecting Consumers ActCross-Congress related bill
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.