Restoring Unfairly Impaired Credit and Protecting Consumers Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 5180.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. TLAIB, as printed in the Congressional Record (Vol. 169, No. 134, August 8, 2023, Page H4172):
  Article 1, Section 1 of the Constitution. The single subject of this legislation is: This bill amends the Fair Credit Reporting act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand access to tools to protect vulnerable consumers from identity theft, fraud, or a related crime, and protect victims from further harm, and for other purposes.
  Source: Congress.gov, Congressional Record August 8, 2023 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  407 characters

  Congress.gov bill record

  H.R. 5180, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/5180

  Record last updated by Congress.gov

  June 23, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  8a46121bb064a8784ba490a288a90e76a30aa2a51c0d03efa04e32a1fe23841a

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of June 23, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 5180, last updated June 23, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.