Protecting Consumers From Payment Scams Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 9303.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. WATERS, as printed in the Congressional Record (Vol. 170, No. 127, August 2, 2024, Page H4975):
  Clause 3 of Section 8 of Article I of the Constitution, which provides Congress with the power to ``regulate commerce with foreign nations, and among the several states, and with the Indian tribes.'' The single subject of this legislation is: The bill modifies the Electronic Fund Transfer Act to improve consumer protections relating to payments.
  Source: Congress.gov, Congressional Record August 2, 2024 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  347 characters

  Congress.gov bill record

  H.R. 9303, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/9303

  Record last updated by Congress.gov

  September 30, 2024

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  7b96f35759694ff56ebf5677b17833c243d3da5bb049120f94881fd78eb5d069

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of September 30, 2024). Not every bill gets one.

From the Congress.gov bill record for H.R. 9303, last updated September 30, 2024. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.