Financial Access Improvements Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 5523.

• CBO cost estimateThe Congressional Budget Office published “H.R. 5523, Financial Access Improvements Act” on September 29, 2023. CBO’s description reads “As ordered reported by the House Committee on Financial Services on September 20, 2023”.
  Read the CBO estimate ↗Source: Congressional Budget Office, September 29, 2023 ↗

  Evidence

  Field in the Congress.gov record

  cboCostEstimates

  CBO publication

  https://www.cbo.gov/publication/59607

  CBO publication date

  September 29, 2023

  Congress.gov bill record

  H.R. 5523, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/5523

  Record last updated by Congress.gov

  May 27, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  c2689ee7b3b01b0efa50eb7d5dfaab6b8c163fa6c2211ca523bb1e6ff647cb07

• PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.

• Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 118-805 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on December 5, 2024.
  Source: Congress.gov, reported December 5, 2024 ↗

  Evidence

  Field in the Congress.gov record

  committeeReports

  Report API records

  https://api.congress.gov/v3/committee-report/118/HRPT/805

  Congress.gov bill record

  H.R. 5523, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/5523

  Record last updated by Congress.gov

  May 27, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  c2689ee7b3b01b0efa50eb7d5dfaab6b8c163fa6c2211ca523bb1e6ff647cb07

  A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. WATERS, as printed in the Congressional Record (Vol. 169, No. 150, September 18, 2023, Page H4381):
  Article I, Section 8, clause 3 provides Congress with the power to ``regulate commerce with foreign nations, and among the several states, and with the Indian tribes.'' The single subject of this legislation is: To improve financial access for nations that appear in the Money Laundering volume of the International Narcotics Control Strategy Report (INSCR), issued annually by the Department of State.
  Source: Congress.gov, Congressional Record September 18, 2023 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  402 characters

  Congress.gov bill record

  H.R. 5523, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/5523

  Record last updated by Congress.gov

  May 27, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  c2689ee7b3b01b0efa50eb7d5dfaab6b8c163fa6c2211ca523bb1e6ff647cb07

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

From the Congress.gov bill record for H.R. 5523, last updated May 27, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.