Downpayment Toward Equity Act of 2021

Cost and committee reports

Official records Congress.gov attaches to H.R. 4495.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. WATERS, as printed in the Congressional Record (Vol. 167, No. 125, July 16, 2021, Page H3634):
  Article I, Section 8, cl. 1, To pay debts and provide for the common Defense and General Welfare of the United States. Article I, Section 8 cl. 3, To regulate Commerce with Foreign Nations, Among the Several States, and with the Indian Tribes. Article I, Section 8, cl. 18, To make all laws which shall be necessary and proper for carrying into Execution the powers enumerated under section 8 and all other Powers vested by the Constitution in the Government of the United States, or in any Department or Officer thereof.
  Source: Congress.gov, Congressional Record July 16, 2021 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  521 characters

  Congress.gov bill record

  H.R. 4495, 117th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/117/hr/4495

  Record last updated by Congress.gov

  January 10, 2026

  PORKER copy retrieved

  September 16, 2026

  Stored copy, SHA-256 of the file

  ab07fbeab1eb682bbf1d8331ac8f221b295ec2b20742479f6174334b1467cf9a

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of January 10, 2026). Not every bill gets one.

From the Congress.gov bill record for H.R. 4495, last updated January 10, 2026. PORKER’s copy was retrieved September 16, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.