Modernizing Credit Opportunities Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 4439.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. HOLLINGSWORTH, as printed in the Congressional Record (Vol. 163, No. 188, November 16, 2017, Page H9426):
  Article One of the United States Constitution, section 8, clause 18: To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof.
  Source: Congress.gov, Congressional Record November 16, 2017 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  301 characters

  Congress.gov bill record

  H.R. 4439, 115th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/115/hr/4439

  Record last updated by Congress.gov

  August 11, 2025

  PORKER copy retrieved

  September 21, 2026

  Stored copy, SHA-256 of the file

  dceb9910b9dd1ef9b8fe0e9f3157997ccbb0ac242a972371a5defd3c35ba4d6c

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of August 11, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 4439, last updated August 11, 2025. PORKER’s copy was retrieved September 21, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.