To place requirements on operational risk capital requirements for banking organizations established by an appropriate Federal banking agency.

Cost and committee reports

Official records Congress.gov attaches to H.R. 4296.

• CBO cost estimateThe Congressional Budget Office published “H.R. 4296, a bill to place requirements on operational risk capital requirements for banking organizations established by an appropriate Federal banking agency” on February 22, 2018. CBO’s description reads “As ordered reported by the House Committee on Financial Services on November 15, 2017”.
  Read the CBO estimate ↗Source: Congressional Budget Office, February 22, 2018 ↗

  Evidence

  Field in the Congress.gov record

  cboCostEstimates

  CBO publication

  https://www.cbo.gov/publication/53609

  CBO publication date

  February 22, 2018

  Congress.gov bill record

  H.R. 4296, 115th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/115/hr/4296

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 21, 2026

  Stored copy, SHA-256 of the file

  f7d42e2c73e07e66b82648cadf80a81c4e3fd2bd83df24641ab93110660f6ebe

• PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.

• Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 115-574 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on February 23, 2018.
  Source: Congress.gov, reported February 23, 2018 ↗

  Evidence

  Field in the Congress.gov record

  committeeReports

  Report API records

  https://api.congress.gov/v3/committee-report/115/HRPT/574

  Congress.gov bill record

  H.R. 4296, 115th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/115/hr/4296

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 21, 2026

  Stored copy, SHA-256 of the file

  f7d42e2c73e07e66b82648cadf80a81c4e3fd2bd83df24641ab93110660f6ebe

  A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. LUETKEMEYER, as printed in the Congressional Record (Vol. 163, No. 182, November 8, 2017, Pages H8661-H8662):
  The constitutional authority on which this bill rests is the explicit power of Congress to regulate commerce in and among the states, as enumerate in Article 1, Section 8, Clause 3, the Commerce Clause, of the United States Constitution.
  Source: Congress.gov, Congressional Record November 8, 2017 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  237 characters

  Congress.gov bill record

  H.R. 4296, 115th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/115/hr/4296

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 21, 2026

  Stored copy, SHA-256 of the file

  f7d42e2c73e07e66b82648cadf80a81c4e3fd2bd83df24641ab93110660f6ebe

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

From the Congress.gov bill record for H.R. 4296, last updated April 7, 2025. PORKER’s copy was retrieved September 21, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.