To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.

Cost and committee reports

Official records Congress.gov attaches to H.R. 2213.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. PEARCE, as printed in the Congressional Record (Vol. 161, No. 65, May 1, 2015, Page H2793):
  Article 1, Section 8, Clause 3, which allows Congress to regulate commerce in and among the states. Article 1, Section 7, Clause 2 provides Congress and the President with the power to codify bills into law. Therefore, Congress has the implicit right to modify or repeal any codified law with new legislation.
  Source: Congress.gov, Congressional Record May 1, 2015 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  309 characters

  Congress.gov bill record

  H.R. 2213, 114th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/114/hr/2213

  Record last updated by Congress.gov

  December 6, 2025

  PORKER copy retrieved

  September 22, 2026

  Stored copy, SHA-256 of the file

  f7646b9e1a88d22fd50ba021b62c88a10291d1c18a09a9492e464e053be700fd

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 6, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 2213, last updated December 6, 2025. PORKER’s copy was retrieved September 22, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.