House bill · 114th Congress · Did not become law

Policyholder Protection Act of 2015

H.R. 1478Introduced Mar 19, 2015Policy area: Finance and Financial Sector

Where it went

IntroducedMar 19, 2015
Committee actionNov 4, 2015
Passed HouseNov 16, 2015 · by voice vote
Passed Senate—
To the President—
Became law—

Latest action: Nov 17, 2015 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Cost and committee reports

Official records Congress.gov attaches to H.R. 1478.

CBO cost estimateThe Congressional Budget Office published “H.R. 1478, Policyholder Protection Act of 2015” on November 16, 2015. CBO’s description reads “As ordered reported by the House Committee on Financial Services on November 4, 2015”.
Read the CBO estimate ↗Source: Congressional Budget Office, November 16, 2015 ↗
Evidence
Field in the Congress.gov record
cboCostEstimates
CBO publication
https://www.cbo.gov/publication/51017
CBO publication date
November 16, 2015
Congress.gov bill record
H.R. 1478, 114th Congress
Congress.gov API record
https://api.congress.gov/v3/bill/114/hr/1478
Record last updated by Congress.gov
December 5, 2025
PORKER copy retrieved
September 22, 2026
Stored copy, SHA-256 of the file
accedfd1ee891fff65fc845a0161fe53f38591679abb2c7446e4855e89fa6e40
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 114-338 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on November 16, 2015.
Source: Congress.gov, reported November 16, 2015 ↗
Evidence
Field in the Congress.gov record
committeeReports
Report API records
https://api.congress.gov/v3/committee-report/114/HRPT/338
Congress.gov bill record
H.R. 1478, 114th Congress
Congress.gov API record
https://api.congress.gov/v3/bill/114/hr/1478
Record last updated by Congress.gov
December 5, 2025
PORKER copy retrieved
September 22, 2026
Stored copy, SHA-256 of the file
accedfd1ee891fff65fc845a0161fe53f38591679abb2c7446e4855e89fa6e40
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. POSEY, as printed in the Congressional Record (Vol. 161, No. 47, March 19, 2015, Page H1804):
Article I, Section 8, Clause 1 Article I, Section 8, Clause 18
Source: Congress.gov, Congressional Record March 19, 2015 ↗
Evidence
Field in the Congress.gov record
constitutionalAuthorityStatementText
Statement length
62 characters
Congress.gov bill record
H.R. 1478, 114th Congress
Congress.gov API record
https://api.congress.gov/v3/bill/114/hr/1478
Record last updated by Congress.gov
December 5, 2025
PORKER copy retrieved
September 22, 2026
Stored copy, SHA-256 of the file
accedfd1ee891fff65fc845a0161fe53f38591679abb2c7446e4855e89fa6e40
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Sent to: Financial Services Committee, Banking, Housing, and Urban Affairs CommitteeBills with a CBO estimate Bills with a committee report See it in the Data Web

From the Congress.gov bill record for H.R. 1478, last updated December 5, 2025. PORKER’s copy was retrieved September 22, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.

Vote results

No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).

Cosponsors

35 cosponsors — 31 Republicans, 4 Democrats

4 of 35 cosponsors (11%) are from the other party.

Mark Amodei (R-NV), Andy Barr (R-KY), Rod Blum (R-IA), Madeleine Bordallo (D-GU), Bradley Byrne (R-AL), Kevin Cramer (R-ND), John Delaney (D-MD), Sean Duffy (R-WI), John Duncan (R-TN), Tom Emmer (R-MN), Stephen Fincher (R-TN), Paul Gosar (R-AZ), Glenn Grothman (R-WI), Brett Guthrie (R-KY), Andy Harris (R-MD), Denny Heck (D-WA), Joseph Heck (R-NV), Bill Huizenga (R-MI), Randy Hultgren (R-IL), Walter Jones (R-NC), David Joyce (R-OH), Frank Lucas (R-OK), Mick Mulvaney (R-SC), Kristi Noem (R-SD), Stevan Pearce (R-NM), Robert Pittenger (R-NC), Bruce Poliquin (R-ME), Martha Roby (R-AL), Dennis Ross (R-FL), Brad Sherman (D-CA) and 5 more.

More from the sponsor

Other 114th Congress bills sponsored by Rep. Bill Posey.

Sponsor’s state and district

Florida in Congress · FL-8 district

Open in Bill Explorer →

Data as of Sep 23, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.