To temporarily increase the borrowing authority of the Federal Emergency Management Agency for carrying out the National Flood Insurance Program.

Cost and committee reports

Official records Congress.gov attaches to H.R. 41.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. GARRETT, as printed in the Congressional Record (Page H34):
  Article I, Section 8, Clause 1 (The Congress shall have Power To lay and collect Taxes, Duties, Imposts, and Excises to pay the Debts and provide for the common Defence and general Welfare of the United States; but all Duties, imposts, and Excises shall be uniform throughout the United States.;) Article I, Section 9, Clause 7 (No Money shall be drawn from the Treasury, but in consequence of Appropriations made by Law; and a regular Statement and Account of the Receipts and Expenditures of all public Money shall be published from time to time) and Article I, Section 8, Clause 18 (To make all Laws which shall be necessary and proper for carrying into execution the foregoing Powers, and all…
  Source: Congress.gov, record updated September 8, 2026 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  1,059 characters

  Congress.gov bill record

  H.R. 41, 113th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/113/hr/41

  Record last updated by Congress.gov

  September 8, 2026

  PORKER copy retrieved

  September 23, 2026

  Stored copy, SHA-256 of the file

  e82125ea032b08fa4d5ea0f8278b5ace70eda52879dc199b4bb8a711a3a86e30

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of September 8, 2026). Not every bill gets one.

From the Congress.gov bill record for H.R. 41, last updated September 8, 2026. PORKER’s copy was retrieved September 23, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.