House bill · 112th Congress · Did not become law
Consumer Mortgage Choice Act
Open in Bill Explorer →Where it went
- IntroducedMar 29, 2012
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Apr 26, 2012 — Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Cost and committee reports
Official records Congress.gov attaches to H.R. 4323.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. HUIZENGA of Michigan, as printed in the Congressional Record (Page H1806):Congress has the power to enact this legislation pursuant to Article I, Section 8, Clause 3.Source: Congress.gov, record updated August 14, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 92 characters
- Congress.gov bill record
- H.R. 4323, 112th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/112/hr/4323
- Record last updated by Congress.gov
- August 14, 2025
- PORKER copy retrieved
- September 25, 2026
- Stored copy, SHA-256 of the file
47e42f99e5ea2ce1b61174d183f3d69fe3171ab6dff11b902432a5a6478d2d07
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of August 14, 2025). Not every bill gets one.
From the Congress.gov bill record for H.R. 4323, last updated August 14, 2025. PORKER’s copy was retrieved September 25, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
23 cosponsors — 16 Republicans, 7 Democrats
7 of 23 cosponsors (30%) are from the other party.
Karen Bass (D-CA), Diane Black (R-TN), Marsha Blackburn (R-TN), John Campbell (R-CA), John Carney (D-DE), Wm. Clay (D-MO), Christopher Gibson (R-NY), Tim Griffin (R-AR), Michael Grimm (R-NY), Nan Hayworth (R-NY), Robert Hurt (R-VA), Peter King (R-NY), David Loebsack (D-IA), Blaine Luetkemeyer (R-MO), Kenny Marchant (R-TX), Gregory Meeks (D-NY), Gary Peters (D-MI), James Renacci (R-OH), David Roe (R-TN), Ed Royce (R-CA), Aaron Schock (R-IL), David Scott (D-GA), Steve Stivers (R-OH).
More from the sponsor
Other 112th Congress bills sponsored by Rep. Bill Huizenga.
- H.R. 4014 (112th) To amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection.
- H.R. 3634 (112th) Federal Prison Industries Competition in Contracting Act of 2011
- H.R. 5646 (112th) Homeland Security Respect for Life Act
- H.R. 3819 (112th) Health Freedom for Seniors Act
- H.R. 977 (112th) Sleeping Bear Dunes National Lakeshore Conservation and Recreation Act
- H.R. 3414 (112th) Honest Budget Act
Sponsor’s state and district
Data as of Sep 26, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.