House bill · 111th Congress · Did not become law
Expedited CARD Reform for Consumers Act of 2009
Sponsor: Rep. Carolyn Maloney D-NYWhere it went
- IntroducedSep 24, 2009
- Committee actionOct 22, 2009
- Passed HouseNov 4, 2009 · 331–92
- Passed Senate—
- To the President—
- Became law—
Latest action: Dec 23, 2009 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Cost and committee reports
Official records Congress.gov attaches to H.R. 3639.
- CBO cost estimateThe Congressional Budget Office published “H.R. 3639, Expedited CARD Reform for Consumers Act of 2009” on October 23, 2009. CBO’s description reads “<p>Cost estimate for the bill as ordered reported by the House Committee on Financial Services on October 22, 2009</p>”.Read the CBO estimate ↗Source: Congressional Budget Office, October 23, 2009 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/41370
- CBO publication date
- October 23, 2009
- Congress.gov bill record
- H.R. 3639, 111th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/111/hr/3639
- Record last updated by Congress.gov
- December 5, 2025
- PORKER copy retrieved
- September 26, 2026
- Stored copy, SHA-256 of the file
2fd37210c6e339e88c8f301860fd81bee96ad70fb2aa4618b31191196eeada45
- CBO cost estimateThe Congressional Budget Office published “H.R. 3639, Expedited CARD Reform for Consumers Act of 2009” on October 23, 2009. CBO’s description reads “Cost estimate for the bill as ordered reported by the House Committee on Financial Services on October 22, 2009”.Read the CBO estimate ↗Source: Congressional Budget Office, October 23, 2009 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/41370
- CBO publication date
- October 23, 2009
- Congress.gov bill record
- H.R. 3639, 111th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/111/hr/3639
- Record last updated by Congress.gov
- December 5, 2025
- PORKER copy retrieved
- September 26, 2026
- Stored copy, SHA-256 of the file
2fd37210c6e339e88c8f301860fd81bee96ad70fb2aa4618b31191196eeada45
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 111-314 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on October 26, 2009.Source: Congress.gov, reported October 26, 2009 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/111/HRPT/314
- Congress.gov bill record
- H.R. 3639, 111th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/111/hr/3639
- Record last updated by Congress.gov
- December 5, 2025
- PORKER copy retrieved
- September 26, 2026
- Stored copy, SHA-256 of the file
2fd37210c6e339e88c8f301860fd81bee96ad70fb2aa4618b31191196eeada45
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
From the Congress.gov bill record for H.R. 3639, last updated December 5, 2025. PORKER’s copy was retrieved September 26, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
38 cosponsors — 38 Democrats
0 of 38 cosponsors (0%) are from the other party.
Gary Ackerman (D-NY), Joe Baca (D-CA), Michael Capuano (D-MA), Judy Chu (D-CA), Elijah Cummings (D-MD), Keith Ellison (D-MN), Barney Frank (D-MA), Marcia Fudge (D-OH), Raúl Grijalva (D-AZ), John Hall (D-NY), Mazie Hirono (D-HI), Paul Hodes (D-NH), Paul Kanjorski (D-PA), Mary Jo Kilroy (D-OH), Larry Kissell (D-NC), James Langevin (D-RI), Barbara Lee (D-CA), Sander Levin (D-MI), Zoe Lofgren (D-CA), Nita Lowey (D-NY), Daniel Maffei (D-NY), Betsy Markey (D-CO), Edward Markey (D-MA), Doris Matsui (D-CA), James McGovern (D-MA), Kendrick Meek (D-FL), George Miller (D-CA), Patrick Murphy (D-PA), Jerrold Nadler (D-NY), John Olver (D-MA) and 8 more.
More from the sponsor
Other 111th Congress bills sponsored by Rep. Carolyn Maloney.
- H.R. 627 (111th) Credit CARD Act of 2009
- H.R. 847 (111th) James Zadroga 9/11 Health and Compensation Act of 2010
- H.R. 774 (111th) To designate the facility of the United States Postal Service located at 46-02 21st Street in Long Island City, New York, as the…
- H.R. 4621 (111th) Prevent Deceptive Census Look Alike Mailings Act
- H.R. 626 (111th) Federal Employees Paid Parental Leave Act of 2009
- H.Res. 209 (111th) Commemorating the 80th anniversary of the Daughters of Penelope, a preeminent international women's association and affiliate organization…
Sponsor’s state and district
Data as of Sep 26, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.