House bill · 111th Congress · Public Law 111-24
Credit CARD Act of 2009
Became law on May 22, 2009.
Sponsor: Rep. Carolyn Maloney D-NYWhere it went
- IntroducedJan 22, 2009
- Committee actionApr 22, 2009
- Passed HouseApr 30, 2009 · 357–70
- Passed SenateMay 19, 2009 · 90–5
- Resolving differencesMay 20, 2009
- To the PresidentMay 21, 2009
- Became lawMay 22, 2009
Latest action: May 22, 2009 — Became Public Law No: 111-24.
Cost and committee reports
Official records Congress.gov attaches to H.R. 627.
- CBO cost estimateThe Congressional Budget Office published “H.R. 627, Credit Cardholders' Bill of Rights Act of 2009” on April 27, 2009. CBO’s description reads “<p>Cost estimate for the bill as ordered reported by the House Committee on Financial Services on April 22, 2009</p>”.Read the CBO estimate ↗Source: Congressional Budget Office, April 27, 2009 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/20585
- CBO publication date
- April 27, 2009
- Congress.gov bill record
- H.R. 627, 111th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/111/hr/627
- Record last updated by Congress.gov
- December 5, 2025
- PORKER copy retrieved
- September 26, 2026
- Stored copy, SHA-256 of the file
a0209accb116de2f0652e08a27744551687adaf93c306b7437abf55576d971cc
- CBO cost estimateThe Congressional Budget Office published “H.R. 627, Credit Cardholders' Bill of Rights Act of 2009” on April 27, 2009. CBO’s description reads “Cost estimate for the bill as ordered reported by the House Committee on Financial Services on April 22, 2009”.Read the CBO estimate ↗Source: Congressional Budget Office, April 27, 2009 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/20585
- CBO publication date
- April 27, 2009
- Congress.gov bill record
- H.R. 627, 111th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/111/hr/627
- Record last updated by Congress.gov
- December 5, 2025
- PORKER copy retrieved
- September 26, 2026
- Stored copy, SHA-256 of the file
a0209accb116de2f0652e08a27744551687adaf93c306b7437abf55576d971cc
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 111-88 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on April 28, 2009.Source: Congress.gov, reported April 28, 2009 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/111/HRPT/88
- Congress.gov bill record
- H.R. 627, 111th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/111/hr/627
- Record last updated by Congress.gov
- December 5, 2025
- PORKER copy retrieved
- September 26, 2026
- Stored copy, SHA-256 of the file
a0209accb116de2f0652e08a27744551687adaf93c306b7437abf55576d971cc
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
From the Congress.gov bill record for H.R. 627, last updated December 5, 2025. PORKER’s copy was retrieved September 26, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
128 cosponsors — 1 Republican, 127 Democrats
1 of 128 cosponsors (1%) are from the other party.
Neil Abercrombie (D-HI), Gary Ackerman (D-NY), Michael Arcuri (D-NY), Joe Baca (D-CA), John Barrow (D-GA), Howard Berman (D-CA), Sanford Bishop (D-GA), Timothy Bishop (D-NY), Earl Blumenauer (D-OR), John Boccieri (D-OH), Madeleine Bordallo (D-GU), Leonard Boswell (D-IA), Robert Brady (D-PA), Bruce Braley (D-IA), Michael Capuano (D-MA), Russ Carnahan (D-MO), André Carson (D-IN), Kathy Castor (D-FL), Ben Chandler (D-KY), Yvette Clarke (D-NY), Emanuel Cleaver (D-MO), Steve Cohen (D-TN), Gerald Connolly (D-VA), Joe Courtney (D-CT), Elijah Cummings (D-MD), Kathleen Dahlkemper (D-PA), Danny Davis (D-IL), Lincoln Davis (D-TN), Susan Davis (D-CA), Peter DeFazio (D-OR) and 98 more.
More from the sponsor
Other 111th Congress bills sponsored by Rep. Carolyn Maloney.
- H.R. 847 (111th) James Zadroga 9/11 Health and Compensation Act of 2010
- H.R. 774 (111th) To designate the facility of the United States Postal Service located at 46-02 21st Street in Long Island City, New York, as the…
- H.R. 4621 (111th) Prevent Deceptive Census Look Alike Mailings Act
- H.R. 626 (111th) Federal Employees Paid Parental Leave Act of 2009
- H.Res. 209 (111th) Commemorating the 80th anniversary of the Daughters of Penelope, a preeminent international women's association and affiliate organization…
- H.R. 1700 (111th) National Women's History Museum Act of 2009
Sponsor’s state and district
Data as of Sep 26, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.