House bill · 109th Congress · Did not become law
Federal Deposit Insurance Reform Act of 2005
Sponsor: Rep. Spencer Bachus R-ALWhere it went
- IntroducedMar 9, 2005
- Committee actionApr 27, 2005
- Passed HouseMay 4, 2005 · 413–10
- Passed Senate—
- To the President—
- Became law—
Latest action: May 9, 2005 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Cost and committee reports
Official records Congress.gov attaches to H.R. 1185.
- CBO cost estimateThe Congressional Budget Office published “H.R. 1185, Federal Deposit Insurance Reform Act of 2005” on April 29, 2005. CBO’s description reads “<p>Cost estimate for the bill as ordered reported by the House Committee on Financial Services on April 27, 2005</p>”.Read the CBO estimate ↗Source: Congressional Budget Office, April 29, 2005 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/16481
- CBO publication date
- April 29, 2005
- Congress.gov bill record
- H.R. 1185, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/hr/1185
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
182538f2392d6dde127f8572e6756a0d2425f2ba4dd1d7da33ae41c774940404
- CBO cost estimateThe Congressional Budget Office published “H.R. 1185, Federal Deposit Insurance Reform Act of 2005” on April 29, 2005. CBO’s description reads “Cost estimate for the bill as ordered reported by the House Committee on Financial Services on April 27, 2005”.Read the CBO estimate ↗Source: Congressional Budget Office, April 29, 2005 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/16481
- CBO publication date
- April 29, 2005
- Congress.gov bill record
- H.R. 1185, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/hr/1185
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
182538f2392d6dde127f8572e6756a0d2425f2ba4dd1d7da33ae41c774940404
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 109-67 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on April 29, 2005.Source: Congress.gov, reported April 29, 2005 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/109/HRPT/67
- Congress.gov bill record
- H.R. 1185, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/hr/1185
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
182538f2392d6dde127f8572e6756a0d2425f2ba4dd1d7da33ae41c774940404
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Congress.gov noteFor further action, see H.R.4636, which became Public Law 109-173 on 2/15/2006.Source: Congress.gov, record updated April 7, 2025 ↗
Evidence
- Field in the Congress.gov record
- notes
- Congress.gov bill record
- H.R. 1185, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/hr/1185
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
182538f2392d6dde127f8572e6756a0d2425f2ba4dd1d7da33ae41c774940404
From the Congress.gov bill record for H.R. 1185, last updated April 7, 2025. PORKER’s copy was retrieved September 27, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
40 cosponsors — 24 Republicans, 16 Democrats
16 of 40 cosponsors (40%) are from the other party.
Robert Aderholt (R-AL), Roscoe Bartlett (R-MD), Bob Beauprez (R-CO), Judy Biggert (R-IL), Ginny Brown-Waite (R-FL), Steve Chabot (R-OH), Wm. Clay (D-MO), Joseph Crowley (D-NY), Artur Davis (D-AL), Harold Ford (D-TN), Barney Frank (D-MA), Paul Gillmor (R-OH), Luis Gutierrez (D-IL), Ruben Hinojosa (D-TX), Darlene Hooley (D-OR), Steve Israel (D-NY), Walter Jones (R-NC), Paul Kanjorski (D-PA), Peter King (R-NY), Steven LaTourette (R-OH), Jim Leach (R-IA), Frank Lucas (R-OK), Carolyn Maloney (D-NY), Donald Manzullo (R-IL), Carolyn McCarthy (D-NY), Patrick McHenry (R-NC), Gregory Meeks (D-NY), Gary Miller (R-CA), Dennis Moore (D-KS), Marilyn Musgrave (R-CO) and 10 more.
More from the sponsor
Other 109th Congress bills sponsored by Rep. Spencer Bachus.
- H.R. 6345 (109th) To make a conforming amendment to the Federal Deposit Insurance Act with respect to examinations of certain insured depository…
- H.R. 5341 (109th) Seasoned Customer CTR Exemption Act of 2006
- H.R. 4947 (109th) Cahaba River National Wildlife Refuge Expansion Act
- H.R. 1042 (109th) Net Worth Amendment For Credit Unions Act
- H.R. 292 (109th) Military Death Benefit Improvement Act of 2005
- H.R. 4023 (109th) Children's Gasoline Burn Prevention Act
Sponsor’s state and district
Data as of Sep 27, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.