Senate bill · 119th Congress · Latest step: Introduced
American Lending Fairness Act of 2026
Official title: A bill to restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.
Sponsor: Sen. Bernie Moreno R-OHWhere it went
- IntroducedFeb 12, 2026
- Committee action—
- Passed Senate—
- Passed House—
- To the President—
- Became law—
Latest action: Feb 12, 2026 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
1 cosponsor — 1 Republican
0 of 1 cosponsors (0%) are from the other party.
More from the sponsor
Other 119th Congress bills sponsored by Sen. Bernie Moreno.
- S.Res. 48 (119th) A resolution congratulating The Ohio State University football team for winning the 2025 College Football Playoff National Championship.
- S.Res. 708 (119th) A resolution amending rule XXXVII of the Standing Rules of the Senate to prohibit Senators from trading on prediction markets.
- S. 4429 (119th) Connected Vehicle Security Act of 2026
- S. 1492 (119th) Deploying American Blockchains Act of 2025
- S. 711 (119th) Transportation Freedom Act
- S. 1388 (119th) PROTECT Act of 2025
Related bills
- H.R. 7866 (119th) American Lending Fairness Act of 2026Identical bill
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Oct 3, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.