Senate bill · 119th Congress · Latest step: Introduced
Empowering States' Rights To Protect Consumers Act of 2026
Official title: A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes.
Sponsor: Sen. Sheldon Whitehouse D-RIWhere it went
- IntroducedJan 29, 2026
- Committee action—
- Passed Senate—
- Passed House—
- To the President—
- Became law—
Latest action: Jan 29, 2026 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
3 cosponsors — 3 Democrats
0 of 3 cosponsors (0%) are from the other party.
Jeff Merkley (D-OR), John Reed (D-RI), Elizabeth Warren (D-MA).
More from the sponsor
Other 119th Congress bills sponsored by Sen. Sheldon Whitehouse.
- S. 567 (119th) First Rhode Island Regiment Congressional Gold Medal Act
- S.Res. 600 (119th) A resolution recognizing January 2026 as "National Mentoring Month".
- S.Res. 418 (119th) A resolution expressing support for the designation of the week of September 20 through September 27, 2025, as "National Estuaries Week".
- S.Res. 55 (119th) A resolution recognizing January 2025 as "National Mentoring Month".
- S.Res. 284 (119th) A resolution designating June 10, 2025, as "DACOR Bacon House Bicentennial Day".
- S. 2918 (119th) REPO Implementation Act of 2025
Sponsor’s state and district
Data as of Sep 13, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.