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Senate bill · 119th Congress · Latest step: Introduced

Protecting Consumers from Unreasonable Credit Rates Act of 2025

S. 2781Introduced Sep 11, 2025Policy area: Finance and Financial Sector

Official title: A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.

Sponsor: Sen. Richard Durbin D-IL
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Where it went

Latest action: Sep 11, 2025 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text: CR S6577)

Vote results

No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).

Cosponsors

2 cosponsors — 2 Democrats

0 of 2 cosponsors (0%) are from the other party.

Richard Blumenthal (D-CT), Sheldon Whitehouse (D-RI).

More from the sponsor

Other 119th Congress bills sponsored by Sen. Richard Durbin.

Sponsor’s state and district

Illinois in Congress

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Data as of Sep 13, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.