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House bill · 119th Congress · Latest step: Introduced

Home Affordability Through Mortgage Simplification Act

H.R. 9459Introduced Jun 25, 2026Policy area: Housing and Community Development

Official title: To amend the Truth in Lending Act to modernize disclosure requirements, establish materiality standards and safe harbors for mortgage disclosures, simplify waiting period requirements, expand tolerances for annual percentage rate accuracy, and for other purposes.

Sponsor: Rep. Scott Fitzgerald R-WI
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Where it went

Latest action: Jun 25, 2026 — Referred to the House Committee on Financial Services.

Cost and committee reports

Official records Congress.gov attaches to H.R. 9459.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of July 9, 2026). Not every bill gets one.

From the Congress.gov bill record for H.R. 9459, last updated July 9, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.

Vote results

No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).

Cosponsors

No cosponsors.

More from the sponsor

Other 119th Congress bills sponsored by Rep. Scott Fitzgerald.

Sponsor’s state and district

Wisconsin in Congress · WI-5 district

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Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.