House bill · 119th Congress · Latest step: Committee action

Small LENDER Act

H.R. 941Introduced Feb 4, 2025Policy area: Commerce

Official title: To amend the Equal Credit Opportunity Act to provide for an effective date and a temporary safe harbor for compliance with certain small business lending data collection rules, and for other purposes.

Sponsor: Rep. J. Hill R-AR

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Where it went

IntroducedFeb 4, 2025
Committee actionApr 21, 2026
Passed House—
Passed Senate—
To the President—
Became law—

Latest action: Jun 18, 2026 — Placed on the Union Calendar, Calendar No. 610.

Cost and committee reports

Official records Congress.gov attaches to H.R. 941.

CBO cost estimateThe Congressional Budget Office published “H.R. 941, Small LENDER Act” on October 14, 2026. CBO’s description reads “As reported by the House Committee on Financial Services on June 18, 2026”.
Read the CBO estimate ↗Source: Congressional Budget Office, October 14, 2026 ↗
Evidence
Field in the Congress.gov record
cboCostEstimates
CBO publication
https://www.cbo.gov/publication/62853
CBO publication date
October 14, 2026
Congress.gov bill record
H.R. 941, 119th Congress
Congress.gov API record
https://api.congress.gov/v3/bill/119/hr/941
Record last updated by Congress.gov
October 14, 2026
PORKER copy retrieved
October 19, 2026
Stored copy, SHA-256 of the file
7baaf225132183baa0d6a2b11721d9bbc2e6740e2979ab72c15331014677bdba
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 119-702 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on June 18, 2026.
Source: Congress.gov, reported June 18, 2026 ↗
Evidence
Field in the Congress.gov record
committeeReports
Report API records
https://api.congress.gov/v3/committee-report/119/HRPT/702
Congress.gov bill record
H.R. 941, 119th Congress
Congress.gov API record
https://api.congress.gov/v3/bill/119/hr/941
Record last updated by Congress.gov
October 14, 2026
PORKER copy retrieved
October 19, 2026
Stored copy, SHA-256 of the file
7baaf225132183baa0d6a2b11721d9bbc2e6740e2979ab72c15331014677bdba
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. HILL of Arkansas, as printed in the Congressional Record (Vol. 171, No. 23, February 4, 2025, Page H460):
Article I, Section 8 of the United States Constitution
Source: Congress.gov, Congressional Record February 4, 2025 ↗
Evidence
Field in the Congress.gov record
constitutionalAuthorityStatementText
Statement length
54 characters
Congress.gov bill record
H.R. 941, 119th Congress
Congress.gov API record
https://api.congress.gov/v3/bill/119/hr/941
Record last updated by Congress.gov
October 14, 2026
PORKER copy retrieved
October 19, 2026
Stored copy, SHA-256 of the file
7baaf225132183baa0d6a2b11721d9bbc2e6740e2979ab72c15331014677bdba
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Sent to: Financial Services CommitteeBills with a CBO estimate Bills with a committee report See it in the Data Web

From the Congress.gov bill record for H.R. 941, last updated October 14, 2026. PORKER’s copy was retrieved October 19, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.

Vote results

No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).

Cosponsors

16 cosponsors — 16 Republicans

0 of 16 cosponsors (0%) are from the other party.

Vern Buchanan (R-FL), Mike Haridopolos (R-FL), Ashley Hinson (R-IA), Bill Huizenga (R-MI), Trent Kelly (R-MS), Ryan Mackenzie (R-PA), Daniel Meuser (R-PA), Tim Moore (R-NC), Zachary Nunn (R-IA), John Rose (R-TN), Jefferson Shreve (R-IN), William Timmons (R-SC), Ann Wagner (R-MO), Roger Williams (R-TX), Joe Wilson (R-SC), Steve Womack (R-AR).

More from the sponsor

Other 119th Congress bills sponsored by Rep. J. Hill.

Sponsor’s state and district

Arkansas in Congress · AR-2 district

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Data as of Oct 19, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.