House bill · 119th Congress · Latest step: Committee action
STOP Payments Fraud Act of 2026
Official title: To amend the Expedited Funds Availability Act to provide exceptions in the case of fraudulent checks or wire transfers, and for other purposes.
Sponsor: Rep. Young Kim R-CAWhere it went
- IntroducedJun 18, 2026
- Committee actionJun 30, 2026
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Sep 1, 2026 — Placed on the Union Calendar, Calendar No. 692.
Cost and committee reports
Official records Congress.gov attaches to H.R. 9331.
- CBO cost estimateThe Congressional Budget Office published “H.R. 9331, STOP Payments Fraud Act of 2026” on September 30, 2026. CBO’s description reads “As reported by the House Committee on Financial Services on September 1, 2026”.Read the CBO estimate ↗Source: Congressional Budget Office, September 30, 2026 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/62828
- CBO publication date
- September 30, 2026
- Congress.gov bill record
- H.R. 9331, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/9331
- Record last updated by Congress.gov
- September 30, 2026
- PORKER copy retrieved
- October 1, 2026
- Stored copy, SHA-256 of the file
41703142e95de7db26101bc8e8fac1d80ef50629bd2ac11fb14713469eaeccf3
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 119-792 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on September 1, 2026.Source: Congress.gov, reported September 1, 2026 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/119/HRPT/792
- Congress.gov bill record
- H.R. 9331, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/9331
- Record last updated by Congress.gov
- September 30, 2026
- PORKER copy retrieved
- October 1, 2026
- Stored copy, SHA-256 of the file
41703142e95de7db26101bc8e8fac1d80ef50629bd2ac11fb14713469eaeccf3
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mrs. KIM, as printed in the Congressional Record (Vol. 172, No. 103, June 18, 2026, Page H4126):Article 1, Section 8 of the United States ConstitutionSource: Congress.gov, Congressional Record June 18, 2026 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 54 characters
- Congress.gov bill record
- H.R. 9331, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/9331
- Record last updated by Congress.gov
- September 30, 2026
- PORKER copy retrieved
- October 1, 2026
- Stored copy, SHA-256 of the file
41703142e95de7db26101bc8e8fac1d80ef50629bd2ac11fb14713469eaeccf3
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
From the Congress.gov bill record for H.R. 9331, last updated September 30, 2026. PORKER’s copy was retrieved October 1, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
3 cosponsors — 1 Republican, 2 Democrats
2 of 3 cosponsors (67%) are from the other party.
Sylvia Garcia (D-TX), Vicente Gonzalez (D-TX), Michael Lawler (R-NY).
More from the sponsor
Other 119th Congress bills sponsored by Rep. Young Kim.
- H.R. 7037 (119th) Developing Overseas Mineral Investments and New Allied Networks for Critical Energies Act
- H.R. 2635 (119th) Uyghur Policy Act of 2025
- H.R. 3350 (119th) To designate the facility of the United States Postal Service located at 340 East 1st Street in Tustin, California, as the "Ursula Ellen…
- H.R. 1479 (119th) Hotel Fees Transparency Act of 2025
- H.R. 4233 (119th) ARMOR Act
- H.R. 2201 (119th) Improving VA Training for Military Sexual Trauma Claims Act
Sponsor’s state and district
Data as of Oct 1, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.