House bill · 119th Congress · Latest step: Introduced
Buy Now Pay Later Consumer Protection Act of 2026
Official title: To amend the Truth in Lending Act to include buy now, pay later loans and issuers of such loans in the definition of credit card and credit issuer, respectively, and for other purposes.
Open in Bill Explorer →Where it went
- IntroducedJun 11, 2026
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jun 11, 2026 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 9275.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. GOLDMAN of New York, as printed in the Congressional Record (Vol. 172, No. 99, June 11, 2026, Page H4112):Under Article I, Section 8 of the Constitution, Congress has the power ``to make all Laws which shall be necessary and proper for carrying into the Execution for the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or any Department or Officer thereof''Source: Congress.gov, Congressional Record June 11, 2026 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 311 characters
- Congress.gov bill record
- H.R. 9275, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/9275
- Record last updated by Congress.gov
- July 1, 2026
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
ac5463b149fef91e90a9f68de7acb32378754cc6ee8956971b6ce519f80103d2
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of July 1, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 9275, last updated July 1, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
No cosponsors.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Daniel Goldman.
- H.R. 4058 (119th) Enhancing Stakeholder Support and Outreach for Preparedness Grants Act
- H.R. 5182 (119th) To make improvements in the enactment of title 54, United States Code, into a positive law title and to correct related technical errors.
- H.R. 1993 (119th) 25th Anniversary of 9/11 Commemorative Coin Act
- H.R. 7427 (119th) SAFE VISITS Act
- H.R. 4176 (119th) No Secret Police Act of 2025
- H.R. 9211 (119th) Jewish American Security Act
Sponsor’s state and district
Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.