Mortgage Rate Reduction Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 892.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. RYAN, as printed in the Congressional Record (Vol. 171, No. 21, January 31, 2025, Page H434):
  Article 1
  Source: Congress.gov, Congressional Record January 31, 2025 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  9 characters

  Congress.gov bill record

  H.R. 892, 119th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/119/hr/892

  Record last updated by Congress.gov

  June 3, 2025

  PORKER copy retrieved

  September 13, 2026

  Stored copy, SHA-256 of the file

  e637520ceb8d8e138aacc67ba51d16bea5e758f7ff451c50509acd88b1428a4c

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of June 3, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 892, last updated June 3, 2025. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.