House bill · 119th Congress · Latest step: Committee action
Bank Fraud Technology Advancement Act of 2026
Official title: To require the Federal banking agencies to conduct a study on the use of advanced technologies in fraud detection and prevention, with particular attention to community financial institutions, and for other purposes.
Sponsor: Rep. Mike Flood R-NEWhere it went
- IntroducedMay 7, 2026
- Committee actionMay 13, 2026
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jun 18, 2026 — Placed on the Union Calendar, Calendar No. 612.
Cost and committee reports
Official records Congress.gov attaches to H.R. 8671.
- CBO cost estimateThe Congressional Budget Office published “H.R. 8671, the Bank Fraud Technology Advancement Act of 2026” on September 29, 2026. CBO’s description reads “As reported by the House Committee on Financial Services on June 18, 2026”.Read the CBO estimate ↗Source: Congressional Budget Office, September 29, 2026 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/62819
- CBO publication date
- September 29, 2026
- Congress.gov bill record
- H.R. 8671, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/8671
- Record last updated by Congress.gov
- September 29, 2026
- PORKER copy retrieved
- September 30, 2026
- Stored copy, SHA-256 of the file
7139e1281357fd872acb33a564f75ea64ce0dc46736a966f2b73020268675a26
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 119-704 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on June 18, 2026.Source: Congress.gov, reported June 18, 2026 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/119/HRPT/704
- Congress.gov bill record
- H.R. 8671, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/8671
- Record last updated by Congress.gov
- September 29, 2026
- PORKER copy retrieved
- September 30, 2026
- Stored copy, SHA-256 of the file
7139e1281357fd872acb33a564f75ea64ce0dc46736a966f2b73020268675a26
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. FLOOD, as printed in the Congressional Record (Vol. 172, No. 78, May 7, 2026, Page H3342):Article I, Section 8, Clause 18 of the US ConstitutionSource: Congress.gov, Congressional Record May 7, 2026 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 54 characters
- Congress.gov bill record
- H.R. 8671, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/8671
- Record last updated by Congress.gov
- September 29, 2026
- PORKER copy retrieved
- September 30, 2026
- Stored copy, SHA-256 of the file
7139e1281357fd872acb33a564f75ea64ce0dc46736a966f2b73020268675a26
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
From the Congress.gov bill record for H.R. 8671, last updated September 29, 2026. PORKER’s copy was retrieved September 30, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
1 cosponsor — 1 Democrat
1 of 1 cosponsors (100%) are from the other party.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Mike Flood.
- H.R. 3339 (119th) Equal Opportunity for All Investors Act of 2025
- H.R. 7128 (119th) TRIA Program Reauthorization Act of 2026
- H.Res. 1381 (119th) Electing a Member to certain standing committees of the House of Representatives.
- H.Res. 38 (119th) Electing Members to certain standing committees of the House of Representatives.
- H.Res. 39 (119th) Ranking a Member on a certain standing committee of the House of Representatives.
- H.R. 6547 (119th) Least Cost Exception Act
Sponsor’s state and district
Data as of Sep 30, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.