House bill · 119th Congress · Latest step: Introduced
Homeowners’ Defense Act of 2025
Official title: To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events.
Open in Bill Explorer →Where it went
- IntroducedJan 28, 2025
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jan 28, 2025 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 827.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. WILSON of Florida, as printed in the Congressional Record (Vol. 171, No. 18, January 28, 2025, Page H408):clause 3 of section 8 of article I of the ConstitutionSource: Congress.gov, Congressional Record January 28, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 54 characters
- Congress.gov bill record
- H.R. 827, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/827
- Record last updated by Congress.gov
- June 7, 2025
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
a18915ced048f00f6a22a90b10b69688fe429107ae4baf7f12813edb8f8d48df
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of June 7, 2025). Not every bill gets one.
From the Congress.gov bill record for H.R. 827, last updated June 7, 2025. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
2 cosponsors — 2 Democrats
0 of 2 cosponsors (0%) are from the other party.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Frederica Wilson.
- H.R. 2021 (119th) American Teacher Act
- H.Res. 546 (119th) Encouraging Members of Congress to visit ICE detention facilities in their States.
- H.R. 10476 (119th) Glaucoma Vision Act of 2026
- H.R. 8362 (119th) Transit Workforce Development Act
- H.R. 5901 (119th) BCRA of 2025
- H.R. 9494 (119th) Haitian Refugee Immigration Fairness Act of 2026
Sponsor’s state and district
Data as of Sep 13, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.