To require the Federal Deposit Insurance Corporation and the National Credit Union Administration to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes.

Cost and committee reports

Official records Congress.gov attaches to H.R. 8090.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. STUTZMAN, as printed in the Congressional Record (Vol. 172, No. 56, March 25, 2026, Page H2711):
  Congress has the power to enact this legislation pursuant to Article I, Section 8 of the U.S. Constitution.
  Source: Congress.gov, Congressional Record March 25, 2026 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  107 characters

  Congress.gov bill record

  H.R. 8090, 119th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/119/hr/8090

  Record last updated by Congress.gov

  April 13, 2026

  PORKER copy retrieved

  September 13, 2026

  Stored copy, SHA-256 of the file

  03af82bbc7e5aa083a817074a8be3579afbf5ea7aec720f9453c3f63b6c862a1

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of April 13, 2026). Not every bill gets one.

From the Congress.gov bill record for H.R. 8090, last updated April 13, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.