House bill · 119th Congress · Latest step: Introduced
Main Street Depositor Protection Act
Official title: To amend the Federal Deposit Insurance Act to provide deposit insurance for noninterest-bearing transaction accounts, and for other purposes.
Sponsor: Rep. Frank Lucas R-OKWhere it went
- IntroducedMar 25, 2026
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Mar 25, 2026 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 8087.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. LUCAS, as printed in the Congressional Record (Vol. 172, No. 56, March 25, 2026, Page H2711):Article 1 Section 8Source: Congress.gov, Congressional Record March 25, 2026 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 19 characters
- Congress.gov bill record
- H.R. 8087, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/8087
- Record last updated by Congress.gov
- April 13, 2026
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
67926867d56181839daed58354e3d37ba1f0d0a0638df6cc4cb384e3f47dcfd5
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of April 13, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 8087, last updated April 13, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
No cosponsors.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Frank Lucas.
- H.R. 1713 (119th) Agricultural Risk Review Act of 2025
- H.R. 1531 (119th) PROTECT Taiwan Act
- H.R. 1326 (119th) DOE and USDA Interagency Research Act
- H.R. 1325 (119th) Commercial Remote Sensing Amendment Act of 2025
- H.R. 5089 (119th) Weather Act Reauthorization Act of 2025
- H.R. 1013 (119th) Retirement Fairness for Charities and Educational Institutions Act of 2025
Related bills
- S. 4198 (119th) Main Street Depositor Protection ActIdentical bill
- S. 2999 (119th) Main Street Depositor Protection ActRelated bill
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 13, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.