Incentivizing Safe and Sound Banking Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 7887.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. WATERS, as printed in the Congressional Record (Vol. 172, No. 43, March 9, 2026, Page H2477):
  Article I, Section 8, cl. 1, To pay debts and provide for the common Defense and General Welfare of the United States. Article I, Section 8 cl. 3, To regulate Commerce with Foreign Nations, Among the Several States, and with the Indian Tribes. Article I, Section 8, cl. 18, To make all laws which shall be necessary and proper for carrying into Execution the powers enumerated under section 8 and all other Powers vested by the Constitution in the Government of the United States, or in any Department or Officer thereof.
  Source: Congress.gov, Congressional Record March 9, 2026 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  521 characters

  Congress.gov bill record

  H.R. 7887, 119th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/119/hr/7887

  Record last updated by Congress.gov

  April 6, 2026

  PORKER copy retrieved

  September 13, 2026

  Stored copy, SHA-256 of the file

  519452ebaa8eff87475a6d21699e0def5d4155ff2e8d1cfb3e305ecb34b423e9

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of April 6, 2026). Not every bill gets one.

From the Congress.gov bill record for H.R. 7887, last updated April 6, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.