House bill · 119th Congress · Latest step: Introduced
FHA Small-Dollar Mortgages Act
Official title: To authorize the Secretary of Housing and Urban Development, acting through the Federal Housing Commissioner, to establish a pilot program to increase access to small-dollar mortgages, and for other purposes.
Sponsor: Rep. Maxine Waters D-CAWhere it went
- IntroducedDec 17, 2025
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Dec 17, 2025 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 6774.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. WATERS, as printed in the Congressional Record (Vol. 171, No. 213, December 17, 2025, Page H6023):Article I, Section 8, Clause 3 and Clause 18 (relating to the power to make all laws necessary and proper for carrying out the powers vested in Congress)Source: Congress.gov, Congressional Record December 17, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 153 characters
- Congress.gov bill record
- H.R. 6774, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/6774
- Record last updated by Congress.gov
- September 9, 2026
- PORKER copy retrieved
- September 11, 2026
- Stored copy, SHA-256 of the file
bbfa5cf9e98308b36cefb47f1dd8fe4b688ceae02643dbea70ef0bc4230b1c70
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
- Congress.gov noteThe text of H.R.6774 is contained in the text of H.R.6644, which became Public Law 119-101.Source: Congress.gov, record updated September 9, 2026 ↗
Evidence
- Field in the Congress.gov record
- notes
- Congress.gov bill record
- H.R. 6774, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/6774
- Record last updated by Congress.gov
- September 9, 2026
- PORKER copy retrieved
- September 11, 2026
- Stored copy, SHA-256 of the file
bbfa5cf9e98308b36cefb47f1dd8fe4b688ceae02643dbea70ef0bc4230b1c70
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of September 9, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 6774, last updated September 9, 2026. PORKER’s copy was retrieved September 11, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
1 cosponsor — 1 Democrat
0 of 1 cosponsors (0%) are from the other party.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Maxine Waters.
- H.R. 3422 (119th) Promoting Opportunities for Non-Traditional Capital Formation Act
- H.R. 1764 (119th) Aligning SEC Regulations for the World Bank’s International Development Association Act
- H.R. 4544 (119th) American Access to Banking Act
- H.Res. 259 (119th) Of inquiry requesting the President to provide certain documents in the President's possession to the House of Representatives relating to…
- H.R. 10325 (119th) To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.
- H.Res. 1106 (119th) Honoring the life and legacy of Rev. Jesse Louis Jackson, Sr.
Related bills
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.