To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes.

Cost and committee reports

Official records Congress.gov attaches to H.R. 6620.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. CASTOR of Florida, as printed in the Congressional Record (Vol. 171, No. 209, December 11, 2025, Page H5810):
  Article I, Section 8, Clause 1 of the Constitution provides Congress with the authority to ``provide for the common Defense and general Welfare'' of Americans.
  Source: Congress.gov, Congressional Record December 11, 2025 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  159 characters

  Congress.gov bill record

  H.R. 6620, 119th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/119/hr/6620

  Record last updated by Congress.gov

  January 8, 2026

  PORKER copy retrieved

  September 13, 2026

  Stored copy, SHA-256 of the file

  f8fad13add42b9b244d27231180c69c030e636396553cdd28150d012db327ac2

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of January 8, 2026). Not every bill gets one.

From the Congress.gov bill record for H.R. 6620, last updated January 8, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.