House bill · 119th Congress · Latest step: Introduced
Housing Financial Literacy Act of 2025
Official title: To require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program.
Sponsor: Rep. Joyce Beatty D-OHWhere it went
- IntroducedNov 19, 2025
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Nov 19, 2025 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 6125.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mrs. BEATTY, as printed in the Congressional Record (Vol. 171, No. 195, November 19, 2025, Page H4817):Article I, Section 8, Clause 3 of the United States ConstitutionSource: Congress.gov, Congressional Record November 19, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 64 characters
- Congress.gov bill record
- H.R. 6125, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/6125
- Record last updated by Congress.gov
- October 10, 2026
- PORKER copy retrieved
- October 10, 2026
- Stored copy, SHA-256 of the file
d740e055b5e018f4e1639b408f0d73ffe2433b8e83a8f59e879294b9689ceab2
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of October 10, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 6125, last updated October 10, 2026. PORKER’s copy was retrieved October 10, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
35 cosponsors — 1 Republican, 34 Democrats
1 of 35 cosponsors (3%) are from the other party.
Alma Adams (D-NC), Sanford Bishop (D-GA), Mike Carey (R-OH), André Carson (D-IN), Ed Case (D-HI), Yvette Clarke (D-NY), Emanuel Cleaver (D-MO), Steve Cohen (D-TN), J. Correa (D-CA), Angie Craig (D-MN), Donald Davis (D-NC), Dwight Evans (D-PA), Cleo Fields (D-LA), Jahana Hayes (D-CT), Chrissy Houlahan (D-PA), Henry Johnson (D-GA), Julie Johnson (D-TX), Robin Kelly (D-IL), Raja Krishnamoorthi (D-IL), John Mannion (D-NY), Sarah McBride (D-DE), Gregory Meeks (D-NY), Dave Min (D-CA), Gwen Moore (D-WI), Kevin Mullin (D-CA), Eleanor Norton (D-DC), David Scott (D-GA), Adam Smith (D-WA), Haley Stevens (D-MI), Suhas Subramanyam (D-VA) and 5 more.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Joyce Beatty.
- H.R. 1450 (119th) OFAC Licensure for Investigators Act
- H.R. 3709 (119th) Advancing the Mentor-Protégé Program for Small Financial Institutions Act
- H.Res. 1107 (119th) Memorializing Rev. Jesse Jackson by flying the flag of the United States at halfstaff.
- H.R. 916 (119th) Rosa Parks Commemorative Coin Act
- H.R. 844 (119th) Black History is American History Act
- H.R. 1976 (119th) Woman on the Twenty Act of 2025
Related bills
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Oct 19, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.