House bill · 119th Congress · Latest step: Committee action
NFIP Extension Act of 2026
Official title: To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program.
Open in Bill Explorer →Where it went
- IntroducedSep 26, 2025
- Committee actionDec 16, 2025
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jan 15, 2026 — Placed on the Union Calendar, Calendar No. 391.
Cost and committee reports
Official records Congress.gov attaches to H.R. 5577.
- CBO cost estimateThe Congressional Budget Office published “H.R. 5577, NFIP Extension Act of 2026” on January 13, 2026. CBO’s description reads “As ordered reported by the House Committee on Financial Services on December 17, 2025”.Read the CBO estimate ↗Source: Congressional Budget Office, January 13, 2026 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/62012
- CBO publication date
- January 13, 2026
- Congress.gov bill record
- H.R. 5577, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/5577
- Record last updated by Congress.gov
- June 11, 2026
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
7a16c559c7b6166f45bf8229b5d46fb6bc1d9edaf7a54f3ff6dd40008a1ea4b3
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 119-456 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on January 15, 2026.Source: Congress.gov, reported January 15, 2026 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/119/HRPT/456
- Congress.gov bill record
- H.R. 5577, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/5577
- Record last updated by Congress.gov
- June 11, 2026
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
7a16c559c7b6166f45bf8229b5d46fb6bc1d9edaf7a54f3ff6dd40008a1ea4b3
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. GARBARINO, as printed in the Congressional Record (Vol. 171, No. 158, September 26, 2025, Page H4502):Article 1, Section 8Source: Congress.gov, Congressional Record September 26, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 20 characters
- Congress.gov bill record
- H.R. 5577, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/5577
- Record last updated by Congress.gov
- June 11, 2026
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
7a16c559c7b6166f45bf8229b5d46fb6bc1d9edaf7a54f3ff6dd40008a1ea4b3
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
From the Congress.gov bill record for H.R. 5577, last updated June 11, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
6 cosponsors — 4 Republicans, 2 Democrats
2 of 6 cosponsors (33%) are from the other party.
Earl Carter (R-GA), Josh Gottheimer (D-NJ), Nick LaLota (R-NY), Michael Lawler (R-NY), Jared Moskowitz (D-FL), Jefferson Van Drew (R-NJ).
More from the sponsor
Other 119th Congress bills sponsored by Rep. Andrew Garbarino.
- H.R. 2096 (119th) Protecting Our Nation’s Capital Emergency Act
- H.R. 9391 (119th) Reimbursable Screening Services Program Extension Act of 2026
- H.R. 5061 (119th) Counter-UAS Authority Security, Safety, and Reauthorization Act
- H.R. 4130 (119th) Small Business Relief Act
- H.R. 5079 (119th) Widespread Information Management for the Welfare of Infrastructure and Government Act
- H.R. 4171 (119th) SEED Act of 2025
Related bills
- S. 2931 (119th) NFIP Extension ActRelated bill
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.