House bill · 119th Congress · Latest step: Committee action
Bank Competition Modernization Act
Official title: To amend the Federal Deposit Insurance Act, the Bank Holding Company Act of 1956, and the Home Owners' Loan Act to require the consideration of certain entities and factors when evaluating proposed acquisitions, mergers, consolidations, assumptions of liabilities, or transfers of assets, and for other purposes.
Sponsor: Rep. Scott Fitzgerald R-WIWhere it went
- IntroducedSep 10, 2025
- Committee actionSep 16, 2025
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Nov 4, 2025 — Placed on the Union Calendar, Calendar No. 317.
Cost and committee reports
Official records Congress.gov attaches to H.R. 5262.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 119-365 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on November 4, 2025.Source: Congress.gov, reported November 4, 2025 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/119/HRPT/365
- Congress.gov bill record
- H.R. 5262, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/5262
- Record last updated by Congress.gov
- September 19, 2026
- PORKER copy retrieved
- September 24, 2026
- Stored copy, SHA-256 of the file
159a922ca9c38ddd7dee4d25969afa033e70490fd052e7e48c4eeb94149f69f6
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. FITZGERALD, as printed in the Congressional Record (Vol. 171, No. 148, September 10, 2025, Page H4239):Article I, Section VIII of the United States ConstitutionSource: Congress.gov, Congressional Record September 10, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 57 characters
- Congress.gov bill record
- H.R. 5262, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/5262
- Record last updated by Congress.gov
- September 19, 2026
- PORKER copy retrieved
- September 24, 2026
- Stored copy, SHA-256 of the file
159a922ca9c38ddd7dee4d25969afa033e70490fd052e7e48c4eeb94149f69f6
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate (as of September 19, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 5262, last updated September 19, 2026. PORKER’s copy was retrieved September 24, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
No cosponsors.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Scott Fitzgerald.
- H.R. 2189 (119th) To modernize Federal firearms laws to account for advancements in technology and less-than-lethal weapons, and for other purposes.
- H.R. 6260 (119th) Keeping Violent Offenders Off Our Streets Act of 2025
- H.R. 6048 (119th) NDO Fairness Act of 2025
- H.R. 1605 (119th) Separation of Powers Restoration Act of 2025
- H.R. 5877 (119th) Combatting Money Laundering in Cyber Crime Act of 2025
- H.R. 6570 (119th) Merger Agreement Approvals Clarity and Predictability Act
Related bills
- H.R. 6955 (119th) Main Street Capital Access ActRelated bill
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.