House bill · 119th Congress · Latest step: Introduced
INSURE Act
Official title: To require the Secretary of the Treasury to establish a catastrophic property loss reinsurance program, and for other purposes.
Open in Bill Explorer →Where it went
- IntroducedJul 17, 2025
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jul 17, 2025 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 4504.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. KAMLAGER-DOVE, as printed in the Congressional Record (Vol. 171, No. 123, July 17, 2025, Page H3476):This bill is introduced pursuant to the powers granted to Congress under the General Welfare Clause (Art. 1 Sec. 8 Cl. 1), the Commerce Clause (Art. 1 Sec. 8 Cl. 3), and the Necessary and Proper Clause (Art. 1 Sec. 8 CI. 18). Further, this statement of constitutional authority is made for the sole purpose of compliance with clause 7 of Rule XII of the Rules of the House ofSource: Congress.gov, Congressional Record July 17, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 375 characters
- Congress.gov bill record
- H.R. 4504, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/4504
- Record last updated by Congress.gov
- October 7, 2026
- PORKER copy retrieved
- October 10, 2026
- Stored copy, SHA-256 of the file
961f668c9aae2bd0501d5cb6c87f9997f7082d46debd9ccbe42dc94ebbdf5b9d
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of October 7, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 4504, last updated October 7, 2026. PORKER’s copy was retrieved October 10, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
8 cosponsors — 8 Democrats
0 of 8 cosponsors (0%) are from the other party.
Salud Carbajal (D-CA), Jared Huffman (D-CA), Mike Levin (D-CA), Zoe Lofgren (D-CA), Doris Matsui (D-CA), Emilia Sykes (D-OH), Jill Tokuda (D-HI), Debbie Wasserman Schultz (D-FL).
More from the sponsor
Other 119th Congress bills sponsored by Rep. Sydney Kamlager-Dove.
- H.R. 5185 (119th) To make improvements in the enactment of title 41, United States Code, into a positive law title and to improve the Code.
- H.R. 5021 (119th) American Decade of Sports Act
- H.R. 4332 (119th) YALI Act of 2025
- H.R. 4505 (119th) Export Controls Enforcement Act
- H.R. 7669 (119th) Rejecting the Erasure of Afghan Women and Girls Act
- H.R. 4995 (119th) Enduring Welcome Act of 2025
Related bills
- S. 2349 (119th) INSURE ActRelated bill
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Oct 10, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.