House bill · 119th Congress · Latest step: Passed House
TRUST Act of 2025
Official title: To amend the Federal Deposit Insurance Act to permit Federal banking agencies to examine qualifying insured depository institutions with under $6 billion in total assets not less than once during each 18-month period, and for other purposes.
Sponsor: Rep. Tim Moore R-NCWhere it went
- IntroducedJul 17, 2025
- Committee actionJul 22, 2025
- Passed HouseMay 12, 2026 · by voice vote
- Passed Senate—
- To the President—
- Became law—
Latest action: May 13, 2026 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Cost and committee reports
Official records Congress.gov attaches to H.R. 4478.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 119-252 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on September 8, 2025.Source: Congress.gov, reported September 8, 2025 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/119/HRPT/252
- Congress.gov bill record
- H.R. 4478, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/4478
- Record last updated by Congress.gov
- September 19, 2026
- PORKER copy retrieved
- September 24, 2026
- Stored copy, SHA-256 of the file
fbf9022abdda5f49b69cdb1e68f2715e8d70b0f2ae4b2a15453f9f66f11ba445
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. MOORE of North Carolina, as printed in the Congressional Record (Vol. 171, No. 123, July 17, 2025, Page H3475):Section 8 of Article I of the ConstitutionSource: Congress.gov, Congressional Record July 17, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 42 characters
- Congress.gov bill record
- H.R. 4478, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/4478
- Record last updated by Congress.gov
- September 19, 2026
- PORKER copy retrieved
- September 24, 2026
- Stored copy, SHA-256 of the file
fbf9022abdda5f49b69cdb1e68f2715e8d70b0f2ae4b2a15453f9f66f11ba445
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate (as of September 19, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 4478, last updated September 19, 2026. PORKER’s copy was retrieved September 24, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
1 cosponsor — 1 Democrat
1 of 1 cosponsors (100%) are from the other party.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Tim Moore.
- H.R. 2240 (119th) Improving Law Enforcement Officer Safety and Wellness Through Data Act
- H.R. 4238 (119th) DLARA
- H.Res. 984 (119th) Supporting the recognition of January 9, 2026, as "National Law Enforcement Appreciation Day".
- H.R. 3780 (119th) Border Operations Service Medal Act
- H.Res. 565 (119th) Expressing support for the designation of the week of June 30 through July 4, 2025, as "National Tire Safety Week" in the United States…
- H.R. 8182 (119th) Banning Perpetrators of Religious Persecution Act of 2026
Related bills
- S. 3830 (119th) TRUST Act of 2026Related bill
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 24, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.