House bill · 119th Congress · Latest step: Introduced
READY Accounts Act
Official title: To amend the Internal Revenue Code of 1986 to provide for Residential Emergency Asset-accumulation Deferred Taxation Yield (READY) accounts.
Open in Bill Explorer →Where it went
- IntroducedJan 15, 2025
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jan 15, 2025 — Referred to the House Committee on Ways and Means.
Cost and committee reports
Official records Congress.gov attaches to H.R. 440.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. LEE of Florida, as printed in the Congressional Record (Vol. 171, No. 8, January 15, 2025, Page H186):Article 1 Section 8Source: Congress.gov, Congressional Record January 15, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 19 characters
- Congress.gov bill record
- H.R. 440, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/440
- Record last updated by Congress.gov
- September 19, 2026
- PORKER copy retrieved
- September 24, 2026
- Stored copy, SHA-256 of the file
8ab317c22d7cf654ca55679032e5486be638a0325fa199a6637932b0c504a926
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of September 19, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 440, last updated September 19, 2026. PORKER’s copy was retrieved September 24, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
10 cosponsors — 7 Republicans, 3 Democrats
3 of 10 cosponsors (30%) are from the other party.
Gus Bilirakis (R-FL), Vern Buchanan (R-FL), Scott Franklin (R-FL), Thomas Kean (R-NJ), April McClain Delaney (D-MD), Jared Moskowitz (D-FL), Joe Neguse (D-CO), Jimmy Patronis (R-FL), John Rutherford (R-FL), Jefferson Van Drew (R-NJ).
More from the sponsor
Other 119th Congress bills sponsored by Rep. Laurel Lee.
- H.R. 7834 (119th) Safe Cloud Storage Act
- H.R. 7258 (119th) Energy Emergency Leadership Act
- H.R. 6719 (119th) James T. Woods Act
- H.R. 6998 (119th) Renewed Hope Act
- H.R. 4235 (119th) To clarify the Holocaust Expropriated Art Recovery Act of 2016, to appropriately limit the application of defenses based on the passage of…
- H.Res. 433 (119th) A resolution condemning former FBI Director James Comey's incitement of violence against President Donald J. Trump.
Related bills
- S. 1940 (119th) READY Accounts ActIdentical bill
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.