House bill · 119th Congress · Latest step: Introduced
Private Student Loan Bankruptcy Fairness Act of 2025
Official title: To amend title 11 of the United States Code to modify the dischargeability of debts for certain educational payments and loans.
Sponsor: Rep. Steve Cohen D-TNWhere it went
- IntroducedJan 15, 2025
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jan 15, 2025 — Referred to the House Committee on the Judiciary.
Cost and committee reports
Official records Congress.gov attaches to H.R. 423.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. COHEN, as printed in the Congressional Record (Vol. 171, No. 8, January 15, 2025, Page H186):Article I, Section 8Source: Congress.gov, Congressional Record January 15, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 20 characters
- Congress.gov bill record
- H.R. 423, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/423
- Record last updated by Congress.gov
- September 19, 2026
- PORKER copy retrieved
- September 24, 2026
- Stored copy, SHA-256 of the file
3c1e6023e7744c000df1a0c73c76ee4f14e76c5e42750e96b125d9198e6f956b
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of September 19, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 423, last updated September 19, 2026. PORKER’s copy was retrieved September 24, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
5 cosponsors — 5 Democrats
0 of 5 cosponsors (0%) are from the other party.
Julia Brownley (D-CA), Danny Davis (D-IL), Ro Khanna (D-CA), Gwen Moore (D-WI), Eric Swalwell (D-CA).
More from the sponsor
Other 119th Congress bills sponsored by Rep. Steve Cohen.
- H.R. 144 (119th) Tennessee Valley Authority Salary Transparency Act
- H.R. 1669 (119th) To amend the Public Health Service Act to reauthorize the Stop, Observe, Ask, and Respond to Health and Wellness Training Program.
- H.R. 9401 (119th) Latonya Reeves Freedom Act of 2026
- H.R. 5451 (119th) Aviation Funding Stability Act of 2025
- H.R. 5427 (119th) Billionaires Income Tax Act
- H.R. 1056 (119th) To include the Czech Republic in the list of foreign states whose nationals are eligible for admission into the United States as E1…
Sponsor’s state and district
Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.