House bill · 119th Congress · Latest step: Introduced
Financial Empowerment and Protection Act
Official title: To require covered companies to allow consenting cohabitating adults to open joint accounts, and for other purposes.
Sponsor: Rep. Sean Casten D-ILWhere it went
- IntroducedJun 24, 2025
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jun 24, 2025 — Referred to the Committee on Financial Services, and in addition to the Committees on Energy and Commerce, Transportation and Infrastructure, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Cost and committee reports
Official records Congress.gov attaches to H.R. 4096.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. CASTEN, as printed in the Congressional Record (Vol. 171, No. 108, June 24, 2025, Page H2923):Clause 18 of Section 8 of Article 1 of the ConstitutionSource: Congress.gov, Congressional Record June 24, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 55 characters
- Congress.gov bill record
- H.R. 4096, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/4096
- Record last updated by Congress.gov
- December 9, 2025
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
c62dba0f3c4564c0ebc53f3cc6f0c00703da3d822fce1f03288cf40970aea8f8
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 9, 2025). Not every bill gets one.
From the Congress.gov bill record for H.R. 4096, last updated December 9, 2025. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
2 cosponsors — 1 Republican, 1 Democrat
1 of 2 cosponsors (50%) are from the other party.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Sean Casten.
- H.R. 2591 (119th) Mental Health in Aviation Act of 2025
- H.R. 2592 (119th) Aviation Medication Transparency Act of 2025
- H.R. 7977 (119th) Energy Bills Relief Act
- H.R. 5222 (119th) ESP, Paraprofessional, and Education Support Staff Family Leave Act
- H.R. 7645 (119th) Ceasefire Compliance Act of 2026
- H.R. 381 (119th) LNG Public Interest Determination Act of 2025
Related bills
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 13, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.