House bill · 119th Congress · Latest step: Introduced

PAID Act

H.R. 3664Introduced May 29, 2025Policy area: Finance and Financial Sector

Official title: To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility.

Sponsor: Rep. Bonnie Watson Coleman D-NJ

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Where it went

IntroducedMay 29, 2025
Committee action—
Passed House—
Passed Senate—
To the President—
Became law—

Latest action: May 29, 2025 — Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Cost and committee reports

Official records Congress.gov attaches to H.R. 3664.

Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mrs. WATSON COLEMAN, as printed in the Congressional Record (Vol. 171, No. 91, May 29, 2025, Page H2378):
Article I, Section 8, Clause 18: [The Congress shall have Power . . . ] To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof.
Source: Congress.gov, Congressional Record May 29, 2025 ↗
Evidence
Field in the Congress.gov record
constitutionalAuthorityStatementText
Statement length
304 characters
Congress.gov bill record
H.R. 3664, 119th Congress
Congress.gov API record
https://api.congress.gov/v3/bill/119/hr/3664
Record last updated by Congress.gov
June 24, 2025
PORKER copy retrieved
September 13, 2026
Stored copy, SHA-256 of the file
815967b060c009236cfef0fcdd8f0388248365957fb990e0a94b9ba00944f939
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of June 24, 2025). Not every bill gets one.

Sent to: Financial Services Committee, Energy and Commerce CommitteeBills with a CBO estimate Bills with a committee report See it in the Data Web

From the Congress.gov bill record for H.R. 3664, last updated June 24, 2025. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.

Vote results

No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).

Cosponsors

2 cosponsors — 2 Democrats

0 of 2 cosponsors (0%) are from the other party.

Mark Takano (D-CA), Rashida Tlaib (D-MI).

More from the sponsor

Other 119th Congress bills sponsored by Rep. Bonnie Watson Coleman.

Sponsor’s state and district

New Jersey in Congress · NJ-12 district

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Data as of Sep 13, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.