House bill · 119th Congress · Latest step: Introduced

ESCRA Act

H.R. 306Introduced Jan 9, 2025Policy area: Finance and Financial Sector

Official title: To amend the Credit Repair Organizations Act to add additional protections against harmful practices within the credit repair organization industry, and for other purposes.

Sponsor: Rep. Sarah McBride D-DE

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Where it went

IntroducedJan 9, 2025
Committee action—
Passed House—
Passed Senate—
To the President—
Became law—

Latest action: Jan 9, 2025 — Referred to the House Committee on Financial Services.

Cost and committee reports

Official records Congress.gov attaches to H.R. 306.

Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. McBRIDE, as printed in the Congressional Record (Vol. 171, No. 5, January 9, 2025, Page H93):
Article 1, Section 8, Clause 1 General Welfare Clause
Source: Congress.gov, Congressional Record January 9, 2025 ↗
Evidence
Field in the Congress.gov record
constitutionalAuthorityStatementText
Statement length
53 characters
Congress.gov bill record
H.R. 306, 119th Congress
Congress.gov API record
https://api.congress.gov/v3/bill/119/hr/306
Record last updated by Congress.gov
September 19, 2026
PORKER copy retrieved
September 24, 2026
Stored copy, SHA-256 of the file
142b5acf7d9383d3a324acebb6ca1653c590dda259ffee45443ce47a99d203e7
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of September 19, 2026). Not every bill gets one.

Sent to: Financial Services CommitteeBills with a CBO estimate Bills with a committee report See it in the Data Web

From the Congress.gov bill record for H.R. 306, last updated September 19, 2026. PORKER’s copy was retrieved September 24, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.

Vote results

No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).

Cosponsors

7 cosponsors — 4 Republicans, 3 Democrats

4 of 7 cosponsors (57%) are from the other party.

Janelle Bynum (D-OR), Brian Fitzpatrick (R-PA), Josh Gottheimer (D-NJ), Young Kim (R-CA), Michael Lawler (R-NY), Brad Sherman (D-CA), Jefferson Van Drew (R-NJ).

More from the sponsor

Other 119th Congress bills sponsored by Rep. Sarah McBride.

Sponsor’s state and district

Delaware in Congress · DE at-large district

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Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.