House bill · 119th Congress · Latest step: Introduced
Fair Debt Collection Improvement Act
Official title: To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes.
Sponsor: Rep. Steve Cohen D-TNWhere it went
- IntroducedApr 8, 2025
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Apr 8, 2025 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 2704.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. COHEN, as printed in the Congressional Record (Vol. 171, No. 63, April 8, 2025, Page H1508):Article 1, section 8Source: Congress.gov, Congressional Record April 8, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 20 characters
- Congress.gov bill record
- H.R. 2704, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/2704
- Record last updated by Congress.gov
- May 5, 2025
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
7fe0b547d01cc68f2d16bcdfe82149d5540004ac6907528994821c48c8d061bf
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of May 5, 2025). Not every bill gets one.
From the Congress.gov bill record for H.R. 2704, last updated May 5, 2025. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
No cosponsors.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Steve Cohen.
- H.R. 144 (119th) Tennessee Valley Authority Salary Transparency Act
- H.R. 1669 (119th) To amend the Public Health Service Act to reauthorize the Stop, Observe, Ask, and Respond to Health and Wellness Training Program.
- H.R. 9401 (119th) Latonya Reeves Freedom Act of 2026
- H.R. 5451 (119th) Aviation Funding Stability Act of 2025
- H.R. 5427 (119th) Billionaires Income Tax Act
- H.R. 1056 (119th) To include the Czech Republic in the list of foreign states whose nationals are eligible for admission into the United States as E1…
Sponsor’s state and district
Data as of Sep 14, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.