House bill · 119th Congress · Public Law 119-31
VA Home Loan Program Reform Act
Became law on Jul 30, 2025. This law lets the Department of Veterans Affairs pay lenders to prevent foreclosure on VA-guaranteed home loans and buy part of the debt on defaulted loans. It also temporarily raises authorized funding for a grant program housing homeless veterans.
Official title: To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan guaranteed by the Secretary, and for other purposes.
Sponsor: Rep. Derrick Van Orden R-WIWhere it went
- IntroducedMar 3, 2025
- Committee actionMay 6, 2025
- Passed HouseMay 19, 2025 · by voice vote
- Passed SenateJul 15, 2025 · by voice vote
- To the PresidentJul 18, 2025
- Became lawJul 30, 2025
Latest action: Jul 30, 2025 — Became Public Law No: 119-31.
Cost and committee reports
Official records Congress.gov attaches to H.R. 1815.
- CBO cost estimateThe Congressional Budget Office published “H.R. 1815, VA Home Loan Program Reform Act” on May 16, 2025. CBO’s description reads “As ordered reported by the House Committee on Veterans’ Affairs on May 6, 2025”.Read the CBO estimate ↗Source: Congressional Budget Office, May 16, 2025 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/61402
- CBO publication date
- May 16, 2025
- Congress.gov bill record
- H.R. 1815, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/1815
- Record last updated by Congress.gov
- July 22, 2026
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
bf69790aa4509a77cfdbc9c6ef6ee28e79f16614bd38d351dbc871f850f6a12f
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 119-104 ↗. The Congress.gov committee record lists a “Reported By” entry for the Veterans' Affairs Committee on May 19, 2025.Source: Congress.gov, reported May 19, 2025 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/119/HRPT/104
- Congress.gov bill record
- H.R. 1815, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/1815
- Record last updated by Congress.gov
- July 22, 2026
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
bf69790aa4509a77cfdbc9c6ef6ee28e79f16614bd38d351dbc871f850f6a12f
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. VAN ORDEN, as printed in the Congressional Record (Vol. 171, No. 40, March 3, 2025, Pages H946-H947):Article I, Section 8, Clause 3Source: Congress.gov, Congressional Record March 3, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 30 characters
- Congress.gov bill record
- H.R. 1815, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/1815
- Record last updated by Congress.gov
- July 22, 2026
- PORKER copy retrieved
- September 13, 2026
- Stored copy, SHA-256 of the file
bf69790aa4509a77cfdbc9c6ef6ee28e79f16614bd38d351dbc871f850f6a12f
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
From the Congress.gov bill record for H.R. 1815, last updated July 22, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
No cosponsors.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Derrick Van Orden.
- H.R. 983 (119th) Montgomery GI Bill Selected Reserves Tuition Fairness Act of 2025
- H.R. 980 (119th) Veterans Readiness and Employment Improvement Act of 2025
- H.R. 981 (119th) VETT Act
- H.R. 1845 (119th) TAP Promotion Act
- H.R. 648 (119th) Strengthening our Servicemembers with Milk Act
- H.R. 5789 (119th) Donald J. Trump Congressional Gold Medal Act
Related bills
- H.R. 3013 (119th) To amend title 38, United States Code, to increase the authorization of appropriations for comprehensive service programs for homeless…Public law contains the text
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 25, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.