House bill · 119th Congress · Latest step: Introduced
Lower Premiums, Faster Payments Act
Official title: To amend title XXVII of the Public Health Service Act, the Internal Revenue Code of 1986, and the Employee Retirement Income Security Act of 1974 to make certain adjustments to the surprise medical billing requirements for private health insurance.
Sponsor: Rep. Frank Pallone D-NJWhere it went
- IntroducedOct 9, 2026
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Oct 9, 2026 — Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Cost and committee reports
Official records Congress.gov attaches to H.R. 10788.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. PALLONE, as printed in the Congressional Record (Vol. 172, No. 159, October 9, 2026, Page H6036):Under Article I, Section 8, Clause 3: [The Congress shall have Power] To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes.Source: Congress.gov, Congressional Record October 9, 2026 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 170 characters
- Congress.gov bill record
- H.R. 10788, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/10788
- Record last updated by Congress.gov
- October 16, 2026
- PORKER copy retrieved
- October 19, 2026
- Stored copy, SHA-256 of the file
01af2f9ea41a3e0b3178aac8d72e1fc323caf8306d579442137b316f87005bdc
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of October 16, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 10788, last updated October 16, 2026. PORKER’s copy was retrieved October 19, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
No cosponsors.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Frank Pallone.
- H.R. 1431 (119th) To designate the facility of the United States Postal Service located at 2407 State Route 71, Suite 1, in Spring Lake, New Jersey, as the…
- H.R. 249 (119th) To redesignate certain facilities at Paterson Great Falls National Historical Park in honor of Congressman Bill Pascrell, Jr.
- H.R. 1493 (119th) To reauthorize and make improvements to Federal programs relating to the prevention, detection, and treatment of traumatic brain injuries…
- H.R. 2458 (119th) Secure Space Act of 2025
- H.R. 5448 (119th) Protecting Free Vaccines Act
- H.R. 3701 (119th) Family Vaccine Protection Act
Sponsor’s state and district
Data as of Oct 19, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.