To amend title 11, United States Code, to clarify the rules for the exceptions to the discharge of the debt of an individual debtor, and for other purposes.

Cost and committee reports

Official records Congress.gov attaches to H.R. 10724.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. CORREA, as printed in the Congressional Record (Vol. 172, No. 157, October 5, 2026, Page H6027):
  Article 1, Section 8
  Source: Congress.gov, Congressional Record October 5, 2026 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  20 characters

  Congress.gov bill record

  H.R. 10724, 119th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/119/hr/10724

  Record last updated by Congress.gov

  October 9, 2026

  PORKER copy retrieved

  October 10, 2026

  Stored copy, SHA-256 of the file

  427a8a41775993efaba7848b49232d9d52e7adef389d5f70580d477973c861d8

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of October 9, 2026). Not every bill gets one.

From the Congress.gov bill record for H.R. 10724, last updated October 9, 2026. PORKER’s copy was retrieved October 10, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.