House bill · 119th Congress · Latest step: Introduced
Veterans and Consumers Fair Credit Act
Official title: To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers.
Open in Bill Explorer →Where it went
- IntroducedSep 16, 2026
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Sep 16, 2026 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 10439.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. GROTHMAN, as printed in the Congressional Record (Vol. 172, No. 146, September 16, 2026, Page H5984):Article 1, Section 8 of the United States ConstitutionSource: Congress.gov, Congressional Record September 16, 2026 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 54 characters
- Congress.gov bill record
- H.R. 10439, 119th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/119/hr/10439
- Record last updated by Congress.gov
- September 22, 2026
- PORKER copy retrieved
- September 24, 2026
- Stored copy, SHA-256 of the file
23e321b72529e5b262c8e702b805eaff08e572e6a4764e64e4267e95c8f195b9
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of September 22, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 10439, last updated September 22, 2026. PORKER’s copy was retrieved September 24, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
1 cosponsor — 1 Democrat
1 of 1 cosponsors (100%) are from the other party.
More from the sponsor
Other 119th Congress bills sponsored by Rep. Glenn Grothman.
- H.R. 5346 (119th) Fair and Accountable IRS Reviews Act
- H.R. 8428 (119th) Federal Fraud Prevention Workforce Training Act
- H.R. 7362 (119th) Form 5500 Filing Simplification Act
- H.R. 3342 (119th) BOP Direct-Hire Authority Act
- H.R. 2299 (119th) Ensuring Workers Get PAID Act of 2025
- H.R. 8736 (119th) Restoration of Employment Choice for Adults with Disabilities Act
Sponsor’s state and district
Data as of Sep 24, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.