Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".

Cost and committee reports

Official records Congress.gov attaches to H.J.Res. 59.

• CBO cost estimateThe Congressional Budget Office published “H.J. Res. 59, a joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to “Overdraft Lending: Very Large Financial Institutions”” on September 24, 2025. CBO’s description reads “As reported by the House Committee on Financial Services on March 21, 2025”.
  Read the CBO estimate ↗Source: Congressional Budget Office, September 24, 2025 ↗

  Evidence

  Field in the Congress.gov record

  cboCostEstimates

  CBO publication

  https://www.cbo.gov/publication/61767

  CBO publication date

  September 24, 2025

  Congress.gov bill record

  H.J.Res. 59, 119th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/119/hjres/59

  Record last updated by Congress.gov

  July 27, 2026

  PORKER copy retrieved

  September 13, 2026

  Stored copy, SHA-256 of the file

  fbff53841aaf3792638a4db5a73d4d1dd2a4641c3a2d203f9314b25f70c31f85

• PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.

• Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 119-26 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on March 21, 2025.
  Source: Congress.gov, reported March 21, 2025 ↗

  Evidence

  Field in the Congress.gov record

  committeeReports

  Report API records

  https://api.congress.gov/v3/committee-report/119/HRPT/26

  Congress.gov bill record

  H.J.Res. 59, 119th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/119/hjres/59

  Record last updated by Congress.gov

  July 27, 2026

  PORKER copy retrieved

  September 13, 2026

  Stored copy, SHA-256 of the file

  fbff53841aaf3792638a4db5a73d4d1dd2a4641c3a2d203f9314b25f70c31f85

  A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. HILL of Arkansas, as printed in the Congressional Record (Vol. 171, No. 30, February 13, 2025, Page H712):
  Article I, Section 8 of the United States Constitution
  Source: Congress.gov, Congressional Record February 13, 2025 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  54 characters

  Congress.gov bill record

  H.J.Res. 59, 119th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/119/hjres/59

  Record last updated by Congress.gov

  July 27, 2026

  PORKER copy retrieved

  September 13, 2026

  Stored copy, SHA-256 of the file

  fbff53841aaf3792638a4db5a73d4d1dd2a4641c3a2d203f9314b25f70c31f85

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

• Congress.gov noteThe text of H.J.Res.59 is contained in the text of S.J.Res.18, which became Public Law 119-10.
  Source: Congress.gov, record updated July 27, 2026 ↗

  Evidence

  Field in the Congress.gov record

  notes

  Congress.gov bill record

  H.J.Res. 59, 119th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/119/hjres/59

  Record last updated by Congress.gov

  July 27, 2026

  PORKER copy retrieved

  September 13, 2026

  Stored copy, SHA-256 of the file

  fbff53841aaf3792638a4db5a73d4d1dd2a4641c3a2d203f9314b25f70c31f85

From the Congress.gov bill record for H.J.Res. 59, last updated July 27, 2026. PORKER’s copy was retrieved September 13, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.