NFIP Premium Transparency Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 9726.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. CARTWRIGHT, as printed in the Congressional Record (Vol. 170, No. 147, September 20, 2024, Page H5562):
  Article I, Section 8, Clause 3 (relating to the power of Congress to regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes.) The single subject of this legislation is: The NFIP Premium Transparency Act would require FEMA and Insurance Companies to provide NFIP policyholders with data used to calculate their NFIP premiums. The NFIP Premium Transparency Act would also direct GAO to conduct a study examining additional data that could be shared with NFIP Policyholders and potential uses of that data. (FINANCIAL SERVICES)
  Source: Congress.gov, Congressional Record September 20, 2024 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  566 characters

  Congress.gov bill record

  H.R. 9726, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/9726

  Record last updated by Congress.gov

  December 16, 2024

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  21dabc50ce15ab5499f97f3d07ef2c41700ab32c182f90396a832118f6513c10

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 16, 2024). Not every bill gets one.

From the Congress.gov bill record for H.R. 9726, last updated December 16, 2024. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.