Lowering CAR Insurance Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 9618.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. CARAVEO, as printed in the Congressional Record (Vol. 170, No. 144, September 17, 2024, Page H5318):
  Constitutional Authority--Necessary and Proper Clause (Art. I, Sec. 8, Clause 18) THE U.S. CONSTITUTION ARTICLE I, SECTION 8: POWERS OF CONGRESS CLAUSE 18 The single subject of this legislation is: This bill will require the Director of the Federal Insurance Office to submit an annual report to the President and certain Congressional committees with respect to the automobile insurance industry,
  Source: Congress.gov, Congressional Record September 17, 2024 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  397 characters

  Congress.gov bill record

  H.R. 9618, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/9618

  Record last updated by Congress.gov

  December 16, 2024

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  c30502cbca0f5262e54d392b25155264536d9c3504a0e16a17a292e8ec1bb785

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 16, 2024). Not every bill gets one.

From the Congress.gov bill record for H.R. 9618, last updated December 16, 2024. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.