Janie Wynn Protecting Elders from Financial Exploitation Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 8922.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. HIGGINS of Louisiana, as printed in the Congressional Record (Vol. 170, No. 110, July 2, 2024, Page H4452):
  Artl.S8.C3--The Congress shall have Power To . . . regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes; The single subject of this legislation is: To require the Director of the Bureau of Consumer Financial Protection to issue a final rule requiring any card issuer that issues a pre-approved credit card to a senior citizen to provide fraud alerts
  Source: Congress.gov, Congressional Record July 2, 2024 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  393 characters

  Congress.gov bill record

  H.R. 8922, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/8922

  Record last updated by Congress.gov

  September 11, 2026

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  941d5c88cb119890a66e6ffa0382ae616ab918ebff1e1df0c276f3d08917ac72

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of September 11, 2026). Not every bill gets one.

From the Congress.gov bill record for H.R. 8922, last updated September 11, 2026. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.